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Matthew 25:  For the kingdom of heaven is
as a man travelling into a far country, who called his own servants, and
delivered unto them his goods.
 And unto one he gave five talents, to another two, and to another one; to every man according to his several ability; and straightway took his journey.
 Then he that had received the five talents went and traded with the same, and made them other five talents.
 And likewise he that had received two, he also gained other two.
 But he that had received one went and digged in the earth, and hid his lord's money.
 After a long time the lord of those servants cometh, and reckoneth with them.
 And so he that had received five talents came and brought other five talents, saying, Lord, thou deliveredst unto me five talents: behold, I have gained beside them five talents more.
 His lord said unto him, Well done, thou good and faithful servant: thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord.
 He also that had received two talents came and said, Lord, thou deliveredst unto me two talents: behold, I have gained two other talents beside them.
 His lord said unto him, Well done, good and faithful servant; thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord.
 Then he which had received the one talent came and said, Lord, I knew thee that thou art an hard man, reaping where thou hast not sown, and gathering where thou hast not strawed:
 And I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine.
 His lord answered and said unto him, Thou wicked and slothful servant, thou knewest that I reap where I sowed not, and gather where I have not strawed:
 Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury.
 Take therefore the talent from him, and give it unto him which hath ten talents.
 For unto every one that hath shall be given, and he shall have abundance: but from him that hath not shall be taken away even that which he hath.
 And cast ye the unprofitable servant into outer darkness: there shall be weeping and gnashing of teeth.
The Greek word for talent is: τάλαντον; talanton.
This word means: a balance, hence that which is weighed. In other words, the Lord is going to balance your life and Judge and Reward you based upon how you use what is the state of your life. Your Reward in Heaven is going to be: 1. The degree of the glory of the Spiritual Body you are given. 2. The ability to serve the Lord in Eternity. 3. The amount of Spiritual Knowledge you are given in Eternity...
What is a wicked and slothful servant???
The Greek word for wicked is: πονηρός; ponéros: toilsome, bad. It is translated as: evil, bad, wicked, malicious, slothful.
Greek word # 4190 ponērós (an adjective which is also used substantively, derived from 4192/pónos, "pain, laborious trouble") – properly, pain-ridden, emphasizing the inevitable agonies (misery) that always go with evil.
The Greek word for slothful is: ὀκνηρός; oknéros: shrinking, timid, hence idle, lazy, troublesome.
Greek word # 3636 oknērós(from 3635/oknéō, "to delay") – properly, hesitate and hence be tardy (delayed); (figuratively) reluctant, slothful, indolent ("dragging one's feet").
If you are a "miserable and lazy" person and do not devote your life in seeking and service to the Lord, then you will not receive the Rewards you could have had in Heaven. The Lord is going to "balance" your life, so He knows what you can and can't do. Just do what you can!!!
Matthew 25:  And cast ye the unprofitable servant into outer darkness: there shall be weeping and gnashing of teeth.
The Greek word for Weeping: Cognate: 2805 klauthmós (from 2799 /klaíō, "to grieve audibly") – bitter grief that springs from feeling utterly hopeless. 2805 /klauthmós ("wailing") is usually accompanied by shrieks, brought on by uncontainable emotional (psychological) pain. The Greek word for Gnashing means:
a grinding or gnashing. It means to: grind or gnash, as with the teeth for rage or pain.
People who are "wicked and slothful" will have to live outside the Heavenly City; which will be a place of lesser light or outer darkness and there will be weeping and gnashing of teeth on Judgment Day, because you felt like it was not profitable to seek and serve the Lord in this life. It is truly amazing, in consideration of the fact that Jesus Christ is their Savior and they have the assurance of Eternal Life, but such people refuse to seek and serve the Lord...
This type of "wicked and slothful attitude" of a "a saved person" is beyond my understanding as a Christian Believer.... I don't understand, I suppose, because I am very zealous for the Lord and I can't seem to do enough for the Lord.
I even pray with great desire to constantly do more and sometimes it makes me depressed, because I want to do so much, but there seems to be so many road blocks that prevents me from going 99 miles an hour in the Lord's Work...
So I slow down to 98 miles an hour and keep going!!! I'll be glad when I arrive in Heaven, then I'll be able to go 100 miles an hour and even faster in working for the Lord and I think that will be wonderful!!!
I certainly want to say, it's not just seeking and serving the Lord, but in the process of these goals, is the understanding of the Lord on a personal level, at least in the best possible way I can express it.
I have an awareness of certain people; have worked for and with for over 20 years, yet we have virtually no real personal mental connection. What I am trying to say, is really very simple: if you truly spiritually love the Lord, then I believe you should make an attempt to learn about Him though the Scriptures and let that knowledge become a working force in your life. But that knowledge must be based upon "The Truth", in order to have a correct relationship with the Lord...
At least this is my understanding...
Luke 19:  And as they heard these things,
he added and spoke a parable, because he was nigh to Jerusalem, and because
they thought that the kingdom of God should immediately appear.
 He said therefore, A certain nobleman went into a far country to receive for himself a kingdom, and to return.
 And he called his ten servants, and delivered them ten pounds, and said unto them, Occupy till I come.
 But his citizens hated him, and sent a message after him, saying, We will not have this man to reign over us.
 And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by trading.
 Then came the first, saying, Lord, thy pound hath gained ten pounds.
 And he said unto him, Well, thou good servant: because thou hast been faithful in a very little, have thou authority over ten cities.
 And the second came, saying, Lord, thy pound hath gained five pounds.
 And he said likewise to him, Be thou also over five cities.
 And another came, saying, Lord, behold, here is thy pound, which I have kept laid up in a napkin:
 For I feared thee, because thou art an austere man: thou takest up that thou layedst not down, and reapest that thou didst not sow.
 And he saith unto him, Out of thine own mouth will I judge thee, thou wicked servant. Thou knewest that I was an austere man, taking up that I laid not down, and reaping that I did not sow:
 Wherefore then gavest not thou my money into the bank, that at my coming I might have required mine own with usury?
 And he said unto them that stood by, Take from him the pound, and give it to him that hath ten pounds.
 (And they said unto him, Lord, he hath ten pounds.)
 For I say unto you, That unto every one which hath shall be given; and from him that hath not, even that he hath shall be taken away from him.
 But those mine enemies, which would not that I should reign over them, bring hither, and slay them before me.